World Down Syndrome Day

Posted by on Mar 21, 2019 in Life Insurance, Personal Insurance

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Today, March 21st, is World Down Syndrome Day. On this day, people with Down Syndrome and those who live and work with them throughout the world organize and participate in activities and events to raise public awareness and create a single global voice for advocating for the rights, inclusion and well-being of people with Down Syndrome. March 21st symbolizes the presence of a 3rd – 21st chromosome which is the cause of Trisomy 21, the most common form of Down Syndrome.

Down Syndrome remains the most common chromosomal condition diagnosed in the United States. Each year, about 6,000 babies born in the United States have Down Syndrome. Those with Down Syndrome can have a wide range developmental delays and physical disabilities. There are many programs available that can assist with helping those with Down Syndrome reach their full potential, but the majority of those affected continue to depend on a parent or guardian for the duration of their lives.  Thus, one of the most important things for the well-being of a person with Down Syndrome is making sure there is a Special Needs Trust for them in case you are no longer able to take care of them.

A special needs trust is a trust designed for beneficiaries who are disabled, either physically or mentally. It is written so the beneficiary can enjoy the use of property that is held in the trust for his or her benefit, while at the same time allowing the beneficiary to receive essential needs-based government benefits. This is sometimes an expensive trust to establish but there is an insurance product called MetLaw that is a legal team of attorneys that you have unlimited access too that can be as low as $25 per month for 2 or more employees. They handle Special Needs Trusts for you and its part of the program when you sign up. There are no hidden fees with MetLaw.

 

To learn more about MetLaw and what services they provide contact Kim Mondus of Concklin Insurance Agency.

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