Personal Insurance

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Concklin Insurance offers personal insurance coverage such Auto, Home, and Personal Umbrella.

It’s always comforting to have peace of mind in knowing your family and your assets are safe. Concklin Insurance provides unique personal insurance solutions that protect your family’s daily life.

 


Personal Insurance Coverages:

Homeowners Insurance

The policy protects your home and possessions within your home along with other structures such as non-attached garages, tool sheds, etc. Liability claims involving bodily injury, property damage and medical payments to non-household members who are accidentally injured on your property are also covered.

Auto Insurance

The liability coverage of the personal insurance auto policy provides protection against legal liability arising out of the ownership or operation of an automobile. The insuring agreement agrees to pay damages for bodily injury or property damage for which the insured is legally responsible because of an automobile accident.

Personal Umbrella Insurance

The Personal Umbrella Policy was designed to provide coverage in the event of a catastrophic claim, lawsuit, or judgment. Personal umbrella policies provide excess liability insurance over the insured’s basic primary policies, such as the homeowners, personal auto and boater’s policies.


Things to consider when purchasing Personal Insurance:

It’s Tornado and Hurricane Season: Is Your Property Insured?

As glorious as the spring and summer months can be, they can also bring some of Mother Nature’s most destructive behavior. April, May, and June are peak months for tornadoes in the U.S. while hurricane season officially begins June 1 and lasts through November. Both can cause widespread catastrophic damage as well as injury and […]

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Don’t Get Left Underwater! Follow This Flood Insurance and Water Damage Prevention Checklist

Water. We need it to survive, but it can also be a relentless, unforgiving beast. In mere minutes, water can cause property damage that requires months of costly cleanup and restoration. Unfortunately, flood insurance is not typically included in standard homeowners or business insurance policies. While a policy may cover damage caused by a leaky […]

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Babysitter Liability: Accidents Can Happen, Even on Date Night

A thousand questions can race through a parent’s mind when hiring a new babysitter or in-home nanny: Is the candidate experienced? Good with kids? Responsible? Dependable? CPR- and first-aid-certified? Able to cook? Does he or she have reliable transportation? Here’s one most parents don’t think of: Does my insurance cover my babysitter? When hiring someone […]

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Boat Insurance Can Be the Difference Between Smooth Sailing and Rough Waters

For those who long to be out on the water, there is nothing quite like the freedom and thrill of a day spent on your very own powerboat. But with as much pleasure as boat ownership can bring, boating also carries with it inherent risks and responsibilities. Boat insurance, though not always required, is something […]

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From Furry Friends to Life’s Big Events: Sure, You Can Insure It!

When you think of insurance, the obvious might come to mind: health insurance, car insurance, life insurance, and homeowners or renters insurance. But life is full of many other important things and defining moments. Should you insure those, too? Here’s a look at some lesser-known policies that offer important coverage to those who invest in […]

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