Personal Insurance

Couple New Home Moving Day House Concept

Concklin Insurance offers personal insurance coverage such Auto, Home, and Personal Umbrella.

It’s always comforting to have peace of mind in knowing your family and your assets are safe. Concklin Insurance provides unique personal insurance solutions that protect your family’s daily life.

 


Personal Insurance Coverages:

Homeowners Insurance

The policy protects your home and possessions within your home along with other structures such as non-attached garages, tool sheds, etc. Liability claims involving bodily injury, property damage and medical payments to non-household members who are accidentally injured on your property are also covered.

Auto Insurance

The liability coverage of the personal insurance auto policy provides protection against legal liability arising out of the ownership or operation of an automobile. The insuring agreement agrees to pay damages for bodily injury or property damage for which the insured is legally responsible because of an automobile accident.

Personal Umbrella Insurance

The Personal Umbrella Policy was designed to provide coverage in the event of a catastrophic claim, lawsuit, or judgment. Personal umbrella policies provide excess liability insurance over the insured’s basic primary policies, such as the homeowners, personal auto and boater’s policies.


Things to consider when purchasing Personal Insurance:

Spring Safety Tips

Spring is here, or at least it should be. The weather is turning warmer, albeit slowly.  Even these slightly warmer days make us want to fling our widows open and air out our homes.  It is a season of optimism with trees budding and flowers about to bloom, the promise of life is evident everywhere […]

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World Down Syndrome Day

Today, March 21st, is World Down Syndrome Day. On this day, people with Down Syndrome and those who live and work with them throughout the world organize and participate in activities and events to raise public awareness and create a single global voice for advocating for the rights, inclusion and well-being of people with Down […]

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Less Stress is the Best Valentine.

It is no secret that stress is hard on the heart.  It can lead to high blood pressure which, if left untreated, can result in heart disease. According to the American Heart Association, cardiovascular disease has become wide spread – effecting more than 1 in 3 women and is the leading cause of hospitalization among […]

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Winter Weather Liabilities

Winter is more than cold weather, snow and hot cider – it’s also winter storms and ice, which means potential hazards and costly liabilities. If you deal with either commercial or residential property it is important to know what side effects of winter you are responsible for. Who’s responsible? Legally, snow and ice are the […]

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Open Enrollment – Quick Tips

The Open Enrollment for 2019 Marketplace plans began November 1st, 2018 and will close December 15th 2018.  All plans purchased during this time will go into effect on January 1st, 2019. Many people find the process of enrolling on the Marketplace to be both intimidating and frustrating.  Here are some tips to make the process […]

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