Life Insurance

Life insurance is something no one likes to think about, but we all need.  

What is life insurance?

Life insurance is a contract binding a life insurance company to compensate a beneficiary for the death of a person insured. If the insured dies the company will provide a cash payment to the beneficiary. Life insurance is used to protect the economic value of a human life with regards to those who may be financially dependent upon it.

Uses of life insurance

Life insurance has many uses for both individuals and businesses.

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What is key person insurance? Key person insurance is life insurance on a vital person in your business. This could be the owners, the founders or even a key employee.  It is important to recognize the difference between key person insurance and a personal life insurance policy. While a personal life insurance policy pays out to your beneficiaries, such as your spouse or family, a key person insurance policy pays out to the company. Read more

Top Rated Final Expense Life Insurance policies to provide modest amounts of life insurance for seniors looking to protect their families from the costs of a funeral and other expenses that may come at their time of death. This easy-to-get coverage provides peace of mind and a lasting legacy of love. Contact us today and you can have coverage in place tomorrow. Read More

Life Insurance can provide your family members with financial protection and help pay for expenses such as funeral costs, medical bills and estate taxes in the event of your death and can help protect your family’s lifestyle Read More

If your spouse dies prematurely, what will the impact be on your family earning power and exp enses? What steps have you taken to establish a savings program for your children? Read More

Life insurance is a contract binding a life insurance company to compensate a beneficiary for the death of a person insured. If the insured dies the company will provide a cash payment to the beneficiary. Life insurance is used to protect the economic value of a human life with regards to those who may be financially dependent upon it. Read More