Health Insurance

Protecting What Matters Most

Concklin Insurance Agency understands how complicated Health Insurance has become, and we are here to help by:

Handling the administrative details, including adding and removing employees.
Managing compliance and limiting your liabilities
Resolving claims to minimize business interruption
Analyzing your plan when it’s time to renew, helping to control costs
Acting as the one source of contact

Major Medical

We help you compare options with access to all major carriers. When Choosing us, you can expect: A licensed Benefits Advisor One-on-one consultations Customized Benefits Packages Application Specialist’s assistance Read More

Medicare Supplement

Even with Medicare you may find your medical expenses add up quickly. By getting a Medicare Supplement Plan you can help fill in some of those “gaps” in your coverage. Read More

Senior Medical Insurance

Whether you are just now turning 65, leaving a company or COBRA plan after age 65 or simply need help understanding the coverage you currently have, we are here to help. Read More

HSA Health Plans

HSA plans allow for preventive care up front. For all other services, the deductible must be met before the insurance pays the majority of expenses Read More

Group Medical

Ensure that your employees have the protection they deserve by purchasing a group health insurance program. Your workforce will have better access to care, including preventive screening that can help prevent serious illness in the future. With multiple coverage options available, employees will be empowered to successfully manage their own healthcare costs and gain financial security. Read More

Travel Insurance

Concklin Insurance Agency has teamed up with GeoBlue to offer Travel Medical and International Health Insurance. Whether you are planing a single trip, multiple trips, or Long Term, we can customize your insurance to fit your needs. We offer Travel insurance world wide.

Request a Proposal

Let us help you optimize your insurance so you get the best coverage for whatever you're insuring for. Business, Special Markets or Personal.

Use the form at the right to give us some basic information and we'll respond within 24 hours.

3 Seasonal Fire Risks to Your Business

Fall and Winter Seasons bring new fire safety concerns to businesses.

It’s important to take the time to recognize the increase in fire risks to your business and ensure employees are properly trained in all safety precautions.

Space heaters

With cooler temperatures settling in, you may find your workspace is struggling to find the perfect temperature for everyone. As a solution, your businesses may allow personal space heaters to be used. If you allow space heaters it is important to remind employees not to place anything on the heater and that they need to be plugged directly into an outlet, not a power strip. Power strips have been known to overheat when connected to space heaters and can melt, or even catch fire. They should also unplug the space heater, and other small appliances, when not in use or before leaving for the day.

Heating and cooling systems

Speaking of temperatures, no matter where your office is located it’s likely that your heating system is going to kick on overnight. Be sure you’ve had regular maintenance done and that air filters are clean. Being proactive reduces the chance of something going wrong when no one is there to catch it. Remind employees to also not place anything on the heating vents, like wet gloves, as this can be a fire hazard

Decorations

Is your business getting into the festive spirit with decorations? If you’ve put up decorations, make sure they are not near a heat source. Decorations tend to be made or paper and other highly flammable materials. If you’ve put up any decorative lights it is recommended to turn them off before heading home for the night.

What else can you do?

Check smoke alarm batteries and fire extinguishers expiration dates
Have a fire safety and evacuation plan
Have a post fire recovery plan
Review your Business Insurance policy to ensure your limits of liability accurately reflect the value of your business should a fire cause a complete loss. Contact s for a free review of your insurance program.

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What does a homeowner’s policy cover?

A homeowners policy packages together the specific types of property and liability coverage that a homeowner is likely to need into a single policy.

6 Types of Coverage in One*

Coverage A - Dwelling Coverage.
Coverage B - Other Structures.
Coverage C – Personal Property.
Coverage D – Loss of Use. This coverage is sometimes call Additional Living Expense and Rental Value.
Coverage E – Personal Liability Coverage.
Coverage F – Medical Payments.

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Are you delivering on safety? 14 tips to help keep delivery drivers safe and insurance claims low

Food delivery service brings convenience to customers and has helped many restaurants survive shutdowns and capacity limitations imposed over the last year and a half. While being able to offer delivery has been a boon for restaurants and patrons, it does come with its own safety concerns.
If you offer delivery as part of your restaurant experience, there are several precautions you can take to help protect your staff and your bottom line.

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