Health Insurance

Protecting What Matters Most

Concklin Insurance Agency understands how complicated Health Insurance has become, and we are here to help by:

Handling the administrative details, including adding and removing employees.
Managing compliance and limiting your liabilities
Resolving claims to minimize business interruption
Analyzing your plan when it’s time to renew, helping to control costs
Acting as the one source of contact

Major Medical

We help you compare options with access to all major carriers. When Choosing us, you can expect: A licensed Benefits Advisor One-on-one consultations Customized Benefits Packages Application Specialist’s assistance Read More

Medicare Supplement

Even with Medicare you may find your medical expenses add up quickly. By getting a Medicare Supplement Plan you can help fill in some of those “gaps” in your coverage. Read More

Senior Medical Insurance

Whether you are just now turning 65, leaving a company or COBRA plan after age 65 or simply need help understanding the coverage you currently have, we are here to help. Read More

HSA Health Plans

HSA plans allow for preventive care up front. For all other services, the deductible must be met before the insurance pays the majority of expenses Read More

Group Medical

Ensure that your employees have the protection they deserve by purchasing a group health insurance program. Your workforce will have better access to care, including preventive screening that can help prevent serious illness in the future. With multiple coverage options available, employees will be empowered to successfully manage their own healthcare costs and gain financial security. Read More

Travel Insurance

Concklin Insurance Agency has teamed up with GeoBlue to offer Travel Medical and International Health Insurance. Whether you are planing a single trip, multiple trips, or Long Term, we can customize your insurance to fit your needs. We offer Travel insurance world wide.

Request a Proposal

Let us help you optimize your insurance so you get the best coverage for whatever you're insuring for. Business, Special Markets or Personal.

Use the form at the right to give us some basic information and we'll respond within 24 hours.

Top 3 common costly claims for restaurant operators and tips on how to prevent them

The only thing worse than training your employees and having them leave, is not training your employees and having them stay.
- Henry Ford

Restaurants are ramping up staffing needs to meet loosening capacity restrictions and the opening of patio dining. With the current difficulty of finding applicants (not to mention retaining qualified staff) it may be tempting to sacrifice proper training in favor of quickly getting employees out on the floor and working.
Poorly implemented, rushed, or incomplete training of staff can lead to costly mistakes – including workers’ compensation claims, increased liability claims, and dissatisfied customers.

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Is the use of biometric identifiers creating a gap in your insurance coverage?

The collection, use, storage, and destruction of Biometric Identifiers is a hot topic for employees. There have been many lawsuits and business owners may be surprised to know it is being excluded from many Employment Practices Liability Insurance policies. This can leave a gap in coverage for employers that are collecting biometric data as privacy laws continue to expand and evolve. In Illinois, the Biometric Information Privacy Act (BIBA) prohibits the collection of Biometric Identifiers from employees, customers, vendors, residents, or other third parties without their written authorization. Companies must also have a public policy for the handling and use of such information.

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Don’t forget the sump pump! This is one risk you don't want to miss.

Buying a new home is an exciting stage in your life, and there is a lot that goes into it. The ideal home will be perfect from the ground up – but don’t forget what is below ground.

Having a properly installed and maintained sump pump is your first defense against water escaping from sewers and drains, such as toilets, within the residence. This type of water backup is more common in areas where:

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