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Commercial Kitchen Specialty Insurance

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Interesting Topics

Top 4 risks when offering outdoor dining – and how to minimize them

Many restaurants are offering outdoor dining options on sidewalks, in adjacent open spaces, and in their own parking lots. Offering outdoor dining options at your restaurant comes with risk – here are the top 4 risks you should consider when opening an outdoor area.

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Motorcycles are valuable targets for thieves. Help protect yours with these 10 simple tips.

Did you know motorcycles are prone to theft?  In some areas, motorcycle owners have over 13% chance of having their bike stolen! While your location and the style of bike you have will affect the likelihood of a theft, following these 10 easy steps can help reduce your bike from being a target.

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Does your company have a Distracted Driving Policy? Empowering employees to focus while driving.

Does your business have a distracted driving policy? When employees drive distracted their chance of being in an accident increases tremendously. Not only is this dangerous for your employees and the others sharing the road, if the employee is in an accident while doing their job – such as driving to meet a client, to the bank, to make a delivery, or another task in their job description – a claim could be made against your company for damages. On average distracted driving costs employers $75,176 per non-fatal incident, a fatal crash is 10 times more costly - and that was back in 2019. Costs have only increased since then. This doesn’t even take into consideration the lost workdays.

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