Personal Insurance

Spring Safety Tips

Posted by on Apr 15, 2019 in Personal Insurance | Comments Off on Spring Safety Tips

Spring is here, or at least it should be. The weather is turning warmer, albeit slowly.  Even these slightly warmer days make us want to fling our widows open and air out our homes.  It is a season of optimism with trees budding and flowers about to bloom, the promise of life is evident everywhere you look.  This can sometimes lead us to forget about the hazards that can come with spring. Opening windows and door to bring the fresh air inside feels wonderful, but it can make your home less secure. While crime rates of home invasion, breaking and entering, and burglary are not...

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World Down Syndrome Day

Posted by on Mar 21, 2019 in Life Insurance, Personal Insurance | Comments Off on World Down Syndrome Day

Today, March 21st, is World Down Syndrome Day. On this day, people with Down Syndrome and those who live and work with them throughout the world organize and participate in activities and events to raise public awareness and create a single global voice for advocating for the rights, inclusion and well-being of people with Down Syndrome. March 21st symbolizes the presence of a 3rd – 21st chromosome which is the cause of Trisomy 21, the most common form of Down Syndrome. Down Syndrome remains the most common chromosomal condition diagnosed in the United States. Each year, about 6,000...

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Less Stress is the Best Valentine.

Posted by on Feb 14, 2019 in Business Insurance, Personal Insurance | Comments Off on Less Stress is the Best Valentine.

It is no secret that stress is hard on the heart.  It can lead to high blood pressure which, if left untreated, can result in heart disease. According to the American Heart Association, cardiovascular disease has become wide spread – effecting more than 1 in 3 women and is the leading cause of hospitalization among men.  The majority of Americans list their jobs as their biggest source of stress, pointing to heavy workloads, pressure to preform, long work hours, office politics and conflicts with coworkers as the largest contributors to their stress. To manage your workplace stress, it is...

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Winter Weather Liabilities

Posted by on Nov 26, 2018 in Business Insurance, Personal Insurance, Property Insurance | Comments Off on Winter Weather Liabilities

Winter is more than cold weather, snow and hot cider – it’s also winter storms and ice, which means potential hazards and costly liabilities. If you deal with either commercial or residential property it is important to know what side effects of winter you are responsible for. Who’s responsible? Legally, snow and ice are the same as any other hazard present on a property, and the property manager can ultimately be help liable for any injury caused by such hazards.  It is important to be vigilant when it comes to removing ice and snow promptly. Residential rentals such as single-family homes...

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Open Enrollment – Quick Tips

Posted by on Nov 9, 2018 in Personal Insurance | Comments Off on Open Enrollment – Quick Tips

The Open Enrollment for 2019 Marketplace plans began November 1st, 2018 and will close December 15th 2018.  All plans purchased during this time will go into effect on January 1st, 2019. Many people find the process of enrolling on the Marketplace to be both intimidating and frustrating.  Here are some tips to make the process go as smoothly as possible. Open Enrollment – Quick Tips 1. Find out if you are eligible. A complete list of criteria can be found at https://www.healthcare.gov/quick-guide/eligibility/ 2. Gather up all your documentation before you begin your application. This...

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Is an Umbrella Insurance Policy Right for You?

Posted by on Oct 11, 2018 in Personal Insurance | Comments Off on Is an Umbrella Insurance Policy Right for You?

One major lawsuit can have the potential to drain a bank account and leave those involved with nothing — even if the incident was a complete accident. Therefore, nearly every state requires drivers to carry auto liability insurance and many protect their property with homeowners liability insurance. However, basic coverage might not be enough in certain situations. Accidents could easily become costly. If expenses exceed what liability insurance covers, the remaining damages become out-of-pocket costs if umbrella insurance policies aren’t in place. ☂️ What is an umbrella...

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