Pay as you go worker’s compensation insurance is a solution that many businesses use to manage the rising costs of this insurance. Instead of charging large up-front costs, pay as you go workers’ compensation insurance allows companies to pay premiums as they pay their normal payroll. This helps to defer much of the cost of workers’ compensation insurance, making it easier for business owners to manage their cash flow.
Every industry faces risks, no matter their size, location, or focus. That's why Concklin Insurance Agency is committed to providing competitive and consistent insurance. We believe in offering the best coverage at the best rate. We only represent carefully selected, financially sound, and reputable A+ rated insurance companies. Our goal is to reduce gaps in your coverage, reduce costs through loss mitigation and risk management, and reduce stress by hiring well-trained, experienced professionals.
It is our conviction that the Agent is an advocate for the client and not an extension of the Insurance Carrier. By acting on behalf of the best interests of our clients, our staff transcends from Insurance Agents to Trusted Insurance Advisors.
As a professional in your industry you provide services and/or advice to clients. You are great at what you do, but mistakes can happen either as an error or an omission, and if one costs your client financially you could be looking at a lawsuit. This is where Professional Liability Insurance comes in to play. Professional liability, sometimes called Errors & Omissions (E&O) insurance helps protect you and your company against a claim that professional services or advice you provided caused a client financial harm due to mistakes on your business’s part. A mistake can either be an error, an omission, and/or a failure to perform some service.
Adequate General Liability Insurance, also referred to as Business Liability Insurance, is the only way to effectively protect your business from damages involving bodily harm or property damage for which your company is found legally liable.
Commercial Auto Insurance protects your business from the potential loss which could arise from several factors involving your company owned fleet. Auto accidents, repair costs, medical and hospital costs, lawsuits, court judgments – just to name a few.
Commercial Property Insurance protects your company’s physical assets against loss incurred by damage to your building and it’s content by a covered cause.
When considering your Commercial Property Insurance Plan you may want to consider the following sub-categories:
Workers’ compensation insurance benefits are available to employees who are injured or become ill as a result of a work-related incident. If one of your employees is injured on the job and is medically authorized to take time off from work, he or she will be reimbursed for lost wages and all of the medical expenses related to the treatment and rehabilitation.
Cyber attacks such as Data Breaches and Hacks occur. More than 80% of US companies report being hacked at one point. These attacks can cause devastating damage. Companies suffer business disruption, lost revenue and litigation. It is important to realize that no organization is immune to cyber crime.
Business decisions like hiring, firing, compensation, promotions and work environment are made every day. All of these decisions impact your employees – meaning some could result in a claim related to wrongful employment practices.
Electronic Data Processing Insurance provides protection for hardware, software and extra expenses incurred resulting from failure of equipment.