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Protecting Your Classic Car: Tips and Recommendations

Pink, red, and yellow classic car lined up at a classic car show

Owning a classic car is a passion for many car enthusiasts. These vehicles are often treasured possessions and are worth protecting. Having the right insurance coverage is vital to that protection. Here are some tips and recommendations for insuring your classic car.

 

Get a specialized classic car insurance policy:

Most standard auto insurance policies don't provide adequate coverage for classic cars. It's important to look for an insurance company that specializes in classic car insurance, as they will understand the unique needs of these vehicles and offer coverage tailored to your needs.

Consider an agreed value policy:

An agreed value policy means that you and the insurance company agree on the value of your classic car. This way, if your classic car is damaged or stolen, you'll receive the full agreed value, rather than the market value of the vehicle.

Regularly appraise your classic car:

The value of classic cars can change over time, so it's important to have your car appraised regularly to ensure that your insurance coverage is up-to-date.

Maintain your classic car:

Keeping your classic car in good condition is important for both your enjoyment and the value of the vehicle. Regular maintenance will help maintain the value of your car and may also be required by your insurance company to keep your coverage in effect.

Store your classic car securely:

Secure storage is important for protecting your classic car from theft and damage. Consider a climate-controlled storage facility, or even a garage with a security system, to ensure that your classic car is protected when you're not driving it.

Owning a classic car is a great passion, but it's important to make sure that your prized possession is protected. By getting the right insurance coverage and taking the proper steps to maintain and secure your classic car, you'll be able to enjoy it for years to come.  Concklin Insurance Agency works with insurance companies that specialize in classic car protection, talk to one of our knowledgeable agents about getting the right protection for your car.