Mar 21, 2019
The Concklin Blog

World Down Syndrome Day

Today, March 21st, is World Down Syndrome Day. On this day, people with Down Syndrome and those who live and work with them throughout the world organize and participate in activities and events to raise public awareness and create a single global voice for advocating for the rights, inclusion and well-being of people with Down Syndrome. March 21st symbolizes the presence of a 3rd – 21st chromosome which is the cause of Trisomy 21, the most common form of Down Syndrome.

Mar 1, 2019
The Concklin Blog

Ask an Expert – Liquor Liability Insurance

Liquor Liability Insurance offers coverage against claims of property damage and injuries that are the result of the consumption of alcohol. Commonly this coverage is closely associated with taverns, bars, nightclubs, and restaurants that serve alcohol. However, liquor Liability Insurance is not as straight forward as you might think.

So, we asked the experts.

Feb 14, 2019
The Concklin Blog

Less Stress is the Best Valentine.

It is no secret that stress is hard on the heart. It can lead to high blood pressure which, if left untreated, can result in heart disease. According to the American Heart Association, cardiovascular disease has become wide spread – effecting more than 1 in 3 women and is the leading cause of hospitalization among men. The majority of Americans list their jobs as their biggest source of stress, pointing to heavy workloads, pressure to preform, long work hours, office politics and conflicts with coworkers as the largest contributors to their stress.

Jan 29, 2019
The Concklin Blog

Frozen Pipes

Frozen pipes can bust, causing damage to your home or business, wrecking electronics, furniture and more. A busted pipe can be a very expensive and messy experience.

Jan 17, 2019
The Concklin Blog

Distracted Driving – You probably do it more than you think.

When we talk about distracted driving, we often think cellphones – texting, social medias, music… We all have that guilty memory of checking a text or trying to change what playlist is on.  We know these things are dangerous to do while driving, and we do them anyway, we think that because we know we are distracted we can be extra alert to compensate.  It’s simply not true. Distracted Driving is a serious problem. According to the National Safety Council (NSC), approximately 25% of all automobile crashes are related to cell phone use.  However, cell phone use is not the only form of Distracted Driving.  Driving while tired is another major problem.

Dec 20, 2018
The Concklin Blog

Can you be held personally responsible for a Data Breach at your company?

If you are a Director or Officer, you could be

As a Director or Officer of your company you are open to litigation risks due to the decisions you make to influence the company.  How you choose to respond after a Data Breach and how you have influenced Cyber Security measures within your company could lead you to be held personally responsible for damages following a breach.  The acts you commit as a board member, including plans and decisions need to be protected.

Dec 10, 2018
The Concklin Blog

Lone Workers – a rising demographic with unique risks.

What is a Lone Worker?

Lone workers are classified as any person whose work is completed in isolation from other workers. They do not have direct supervision and are expected to fulfill their duties efficiently while adapting to any unforeseen circumstances and are generally expected to use their best judgement. With the increase in technology and automation the number of lone workers is rapidly increasing.  There are many industries in which employees may find themselves working alone, either on location, out in the field, or at home. This leaves great potential for safety concerns.

Nov 9, 2018
The Concklin Blog

Open Enrollment – Quick Tips

The Open Enrollment for 2019 Marketplace plans began November 1st, 2018 and will close December 15th 2018.  All plans purchased during this time will go into effect on January 1st, 2019.

Many people find the process of enrolling on the Marketplace to be both intimidating and frustrating. 

Oct 26, 2018
The Concklin Blog

Winter Weather Liabilities

Winter is more than cold weather, snow and hot cider – it’s also winter storms and ice, which means potential hazards and costly liabilities. If you deal with either commercial or residential property it is important to know what side effects of winter you are responsible for.

Oct 25, 2018
The Concklin Blog

5 Tips for Purchasing Investment Property Insurance

A wise way for homeowners to make additional income is to invest in properties to rent, manage, or renovate and sell. But without the right kind of insurance, these properties could potentially lead to lawsuits that could put homeowners’ other properties and assets on the line.