Owning a franchise restaurant or any other small business is a costly endeavor. You have your building, staff, supply costs, and more to think about. Savvy business owners are always looking for ways to streamline processes, become more efficient, and ultimately cut costs, but one place many owners fail to look at is insurance costs.
Nobody wants to have to use a firearm to defend his or herself, family, home, or possessions, but that’s why many gun owners have them. If you’re put in the position and must use your firearm for protection, you may need further protection after the fact from legal fees and lawsuits.
Life insurance is a term most people have heard but not something everyone takes as seriously as they should. Life insurance protects beneficiaries upon insured individuals’ deaths. Without a life insurance policy, your family members and loved ones could be left with wage losses, debts, funeral expenses, as well as other financial burdens and costs associated with your death. These added — and sometimes unexpected — costs add to emotional burdens when we lose loved ones.
As children write lists and Santa checks them twice this time of year, don’t forget the important items on your own list: your home and business! As many as 98 million people travel this time of year, so as you make Hanukkah, Christmas, Kwanzaa, and New Year’s travel plans, be sure to take the proper steps to protect your properties while you’re away.
As a franchise owner, you’re probably well-aware of the many decisions you must make and policies you must uphold to remain in compliance with the typical franchise disclosure document (FDD) or legal agreement you signed and enacted when you purchased your business. While these documents vary in depth and content, one of the key elements all FDDs include is insurance requirements.
At Concklin Insurance Agency Inc., we’ve long been committed to educating our clients to help reduce insurance costs and ensure adequate coverage. It’s our mission to not only make sure you and your assets are well-covered but also to help you understand your options, how coverage is determined, and the many other personal factors affecting your coverage. We’ve spent years doing this in one-on-one sessions, through our website, and, most recently, with our mobile application. It’s available on both iPhone and Android devices and allows you to access ID cards, certificate of insurance requests, claims, quote requests, and more on your handheld device.
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Insurance changes all the time and what was true last year may not be true this year. Check out our resources section of our website and get your knowledge up to date!
