Posts by activeblogs

How Could the New Tax Overhaul Affect Your Insurance?

Posted by on Feb 8, 2018 in Business Insurance, Franchise Insurance, Life Insurance, Personal Insurance | Comments Off on How Could the New Tax Overhaul Affect Your Insurance?

The most sweeping U.S. tax reform in 30 years became official when the federal tax overhaul passed both houses of Congress and was signed into law by President Donald Trump Dec. 22, 2017. The new law includes several major changes to the Internal Revenue Code and also repeals former President Barack Obama’s health care law, which included an individual mandate for health insurance coverage. Under “Obamacare,” nearly all Americans were required by law to have health insurance or pay a penalty. In 2017, the penalty was $695 per adult and $347.50 per child or 2.5% of one’s household...

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Small Businesses Aren’t Immune to Cybercrime

Posted by on Jan 23, 2018 in Business Insurance | Comments Off on Small Businesses Aren’t Immune to Cybercrime

The ability to handle business transactions via the internet has opened countless doors for owners of small to medium-sized businesses — even those who don’t have a single door for customers to walk through! Yesterday’s brick-and-mortar stores are today’s digital marketplaces, and consumer demand for online commerce is only bolstering the shift. In fact, according to Big Commerce: More than half of Americans favor online shopping. Nearly every American with internet access has made a transaction online in his or her lifetime. Americans spend two and a half hours or more shopping online every...

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Evaluating Risk: Understand the World of Commercial Insurance Underwriting

Posted by on Jan 9, 2018 in Business Insurance, Franchise Insurance | Comments Off on Evaluating Risk: Understand the World of Commercial Insurance Underwriting

Businesses are a bit like snowflakes: No two are exactly alike. This means there is no quick and easy formula for assessing potential business insurance risk. A commercial insurance underwriter’s job is to assess the risk of providing insurance to a business owner based on that owner’s type of business, business activities, and claims history. It’s a tedious analytic process, and many business owners don’t understand what underwriters are looking at when their businesses are subject to review. What types of insurance risks do commercial underwriters evaluate? Commercial insurance...

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Life Insurance: A Selfless Gift to Those Left Behind

Posted by on Dec 28, 2017 in Life Insurance | Comments Off on Life Insurance: A Selfless Gift to Those Left Behind

Life can be complicated. The older we get, the more complex it can become: more assets, more dependents, more decisions to be made in the event our own lives are unexpectedly cut short. If you were suddenly gone tomorrow, would your family be financially secure without your income? The answer may depend on two simple words: life insurance. Though it’s not a fun topic to dwell on, life insurance is important to understand. What is it? Who should have it? Why? What type? Am I set for life if I already have a life insurance policy? These are all critical questions that deserve a clear...

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A Happy, Claim-Free Holiday Starts with Home Safety and Security

Posted by on Dec 19, 2017 in Personal Insurance | Comments Off on A Happy, Claim-Free Holiday Starts with Home Safety and Security

It’s the most wonderful time of the year, or so the song goes. It promises “parties for hosting, marshmallows for toasting, and caroling out in the snow.” But in the midst of such seasonal jubilation, don’t fall victim to hidden household dangers that lurk beyond the twinkling lights and perfectly wrapped packages. Filing insurance claims due to preventable property damage or theft is sure to put a damper on holiday cheer. Instead, be aware of common seasonal hazards and take proper measures to keep your home safe and your celebration merry, bright, and insurance-claim-free! Holiday lighting...

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