Posts by activeblogs

It’s Tornado and Hurricane Season: Is Your Property Insured?

Posted by on Jun 21, 2018 in Business Insurance, Personal Insurance | Comments Off on It’s Tornado and Hurricane Season: Is Your Property Insured?

As glorious as the spring and summer months can be, they can also bring some of Mother Nature’s most destructive behavior. April, May, and June are peak months for tornadoes in the U.S. while hurricane season officially begins June 1 and lasts through November. Both can cause widespread catastrophic damage as well as injury and death. While those who live in areas prone to such natural disasters should have emergency plans in place to protect themselves and their families, what about their homes, businesses, and personal property? It’s impossible to predict or control the amount of damage...

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Don’t Get Left Underwater! Follow This Flood Insurance and Water Damage Prevention Checklist

Posted by on Jun 7, 2018 in Business Insurance, Personal Insurance | Comments Off on Don’t Get Left Underwater! Follow This Flood Insurance and Water Damage Prevention Checklist

Water. We need it to survive, but it can also be a relentless, unforgiving beast. In mere minutes, water can cause property damage that requires months of costly cleanup and restoration. Unfortunately, flood insurance is not typically included in standard homeowners or business insurance policies. While a policy may cover damage caused by a leaky dishwasher or faulty hot water heater, no standard policy automatically includes flood protection. When a rising tide of water causes a flood, damage to structures and personal property is usually covered only if the homeowner or business owner has...

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Babysitter Liability: Accidents Can Happen, Even on Date Night

Posted by on May 24, 2018 in Personal Insurance | Comments Off on Babysitter Liability: Accidents Can Happen, Even on Date Night

A thousand questions can race through a parent’s mind when hiring a new babysitter or in-home nanny: Is the candidate experienced? Good with kids? Responsible? Dependable? CPR- and first-aid-certified? Able to cook? Does he or she have reliable transportation? Here’s one most parents don’t think of: Does my insurance cover my babysitter? When hiring someone to care for your children in your home, you should first consider some worst-case scenarios: What if the babysitter is injured at your home? What if the family dog bites him or he falls off the backyard play structure? Does your...

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Boat Insurance Can Be the Difference Between Smooth Sailing and Rough Waters

Posted by on May 10, 2018 in Personal Insurance | Comments Off on Boat Insurance Can Be the Difference Between Smooth Sailing and Rough Waters

For those who long to be out on the water, there is nothing quite like the freedom and thrill of a day spent on your very own powerboat. But with as much pleasure as boat ownership can bring, boating also carries with it inherent risks and responsibilities. Boat insurance, though not always required, is something every owner should understand and seriously consider when investing in a powerboat. When is boat insurance required? Boat insurance is mandatory when you: Live in a state that requires it. Contact your insurance agent if you are unsure of your state’s regulatory policies pertaining...

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3 Tips for a Hassle-Free Annual Insurance Review

Posted by on Apr 26, 2018 in Life Insurance | Comments Off on 3 Tips for a Hassle-Free Annual Insurance Review

Many often file their insurance policies among life’s “set-and-forget” items. We rarely give them much thought after obtaining the policies and coverage we think we need. Over time, however, life and insurance industry changes can affect insurance coverage in ways we might not even realize. That’s why it’s important to do a regular review of all your policies to ensure your records are up-to-date, your coverage is still what you believe it to be, and you aren’t spending more on premiums than you need to. Here are some simple steps for a thorough yet hassle-free annual insurance review....

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