Posts made in May, 2018

Babysitter Liability: Accidents Can Happen, Even on Date Night

Posted by on May 24, 2018 in Personal Insurance | Comments Off on Babysitter Liability: Accidents Can Happen, Even on Date Night

A thousand questions can race through a parent’s mind when hiring a new babysitter or in-home nanny: Is the candidate experienced? Good with kids? Responsible? Dependable? CPR- and first-aid-certified? Able to cook? Does he or she have reliable transportation? Here’s one most parents don’t think of: Does my insurance cover my babysitter? When hiring someone to care for your children in your home, you should first consider some worst-case scenarios: What if the babysitter is injured at your home? What if the family dog bites him or he falls off the backyard play structure? Does your...

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Boat Insurance Can Be the Difference Between Smooth Sailing and Rough Waters

Posted by on May 10, 2018 in Personal Insurance | Comments Off on Boat Insurance Can Be the Difference Between Smooth Sailing and Rough Waters

For those who long to be out on the water, there is nothing quite like the freedom and thrill of a day spent on your very own powerboat. But with as much pleasure as boat ownership can bring, boating also carries with it inherent risks and responsibilities. Boat insurance, though not always required, is something every owner should understand and seriously consider when investing in a powerboat. When is boat insurance required? Boat insurance is mandatory when you: Live in a state that requires it. Contact your insurance agent if you are unsure of your state’s regulatory policies pertaining...

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