Posts made in September, 2017

Don’t Be an Alarming Statistic: Keep Smoke and CO2 Detectors Functioning to Save Lives, Property, and Money

Posted by on Sep 28, 2017 in Life Insurance | Comments Off on Don’t Be an Alarming Statistic: Keep Smoke and CO2 Detectors Functioning to Save Lives, Property, and Money

Smoke alarms and carbon monoxide detectors are rarely top of mind in our daily routines. But not having these devices — or having ones that don’t work or are out of batteries — can have life-altering consequences. Consider the following: There was an average of 358,300 U.S. residential fires each year between 2010 and 2014. Three out of every five residential fire casualties from 2009 to 2013 were caused by “fires in homes with no smoke alarms (38%) or no working smoke alarms (21%).” When smoke alarms were installed but failed to go off in the event of these fires, 46% of smoke alarms had...

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Weeding Through the Facts: Life Insurance Options Vary for Marijuana Users

Posted by on Sep 6, 2017 in Life Insurance | Comments Off on Weeding Through the Facts: Life Insurance Options Vary for Marijuana Users

Those in America’s cannabis community may face some tricky terrain when seeking life insurance policies that acknowledge their habit without gouging their wallets. There are no black-and-white answers when it comes to this issue, and different companies have varying viewpoints relating to cannabis-consuming applicants. Frequency of use, type of use — medicinal or recreational — and even honesty regarding marijuana use can affect coverage approval and pricing. Is a drug test mandatory for applicants? Marijuana users hoping to skip the pre-approval exam and related drug screening may find...

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